Archive for April, 2008

The Freedom to Be.

Wednesday, April 30th, 2008
Freedom
swamyshiva asked:


We are not ourselves, so how can wed allow others to be themselves If you are not free you will not allow freedom to anybody else. If you are repressed you will not allow expression to others. If somebody is free and you yourself are not free, you will feel very depressed by the comparison. That’s how repression has been perpetuated down the ages. Parents were repressed by their parents; they have repressed their children, and these will repress their children.

To jump out of this chain is to jump out of the world. Then you are no more conditioned by anybody, and then you never condition anybody. Then you live in freedom and you impart freedom. But you can give only that which you have. Being you have not – how can you allow others? You are constantly finding ways and means to destroy the freedom of the other, to dominate, posses, to command, to force obedience. You are not at ease; you have not yet come home.

I have no discipline to teach to you because I have trusted utter freedom. And I know that if you can taste even a little bit of it, your whole life will be transfigured. People come and they say, “Give us some discipline, give us clear cut rules – what we should do and what we should not do. Why can’t you put it in a few commandments, like the Ten Commandments? Then it will be easy for us to follow and we will not be confused. Why do you confuse us?

I am not confusing you; I am simply giving you total freedom. Freedom is confusing because you have to decide every moment. I am not going to decide for you. Who I am to decide for you? You want somebody to take the whole responsibility. That’s what you ask: clear cut rules so that you need not be responsible. Whatsoever happens you can look in the book of commandments and follow the book. By and by you can memorize the book and then you can function through memory. Then there is no need to function through your centre.

If you really want to give freedom to others, you will have to begin at home. Everything begins at home. Be free, become a being; enjoy this tremendous freedom that life gives to you. Don’t follow any rules. Just follow one thing: your awareness decide fresh each moment what is to be free and how beautiful it is to be free. Be free and you will be able to allow more freedom. They work together…



Hailey

Lws Freedom Scam

Tuesday, April 29th, 2008
Freedom
Chris Rohrer asked:


LWS Freedom is a new program that launched in the begging of September of 2008. The creators of the program are Dave Dubbs and Max. These guys have been in the business for years, and have done a number of different things to make money online.

Now they’ve teamed up to create their own opportunity called LWS Freedom. Does it really work though, and what are you really getting for your $198?

Well the website claims you are going to get all these great training videos showing you how to market online, and tell you untold secrets that the so called gurus don’t want you to know about. Now how many times have we heard that line before?

When you join LWS Freedom you have to pay $198. $68 of that goes to the so called admin which in this case is Dave Dubbs and Max. So they are the ones who really make out when all is set and done. Why?

Well they don’t have to market, because people who join will market and promote the business hoping to make the $130 that they get for signing someone else up in the LWS Freedom system.

So anyone who joins LWS Freedom pays Dave Dubbs and Max $68, and the rest of the money goes to the person that brought you in. Now don’t get me wrong some people will make a lot of money with LWS Freedom, but most will not, and while you’re out spending your hard earned money the owners Dave and Max get to sit back and collect.

Now what about the $10 and $5 payments you get from your down line members? Well in a perfect world that would be a lot of money if everyone in your down line made sales.

However its not a perfect world and chances are only a very small handful of people will ever make sales. So your $10 and $5 payments will be far and few unless you personally bring in 100s of people.

For $130 LWS Freedom is a great deal, but that doesn’t mean you’ll get rich with it nor does it mean you will you have success with it. You will still have to put in hard work, and your success will still depend on how well you can market and sell the LWS Freedom system to others.

In all my years of working online these types of programs come and go. They typical have a life expand of about 6 – 9 months. After that they slowly fade away and become a thing of the past and left standing on the top are the owners who made a fortune off of everyone else’s hard work, time, and money. Then they move on to another program and start the whole process over.

In conclusion some people will make money with this, but not many. Only those who either have a list of people to market to or already have a good deal of marketing experience will prevail. While most people will spend their money and wish they never heard of LWS Freedom.



Julia

Take your Chances With Freedom

Tuesday, April 29th, 2008

Secret To Fianancial Freedom!

Thursday, April 24th, 2008
Freedom
Joon Trader asked:


Financial freedom, secret of success from investment, real estate, stock market wealth, profit, investment, internet marketing, millionaire, income, security, opportunities, home-based business, money, cash, fortune!!

It has always been mankind dream and desire to seek Freedom - Freedom of thoughts, Freedom of speech, Freedom of belief, and Freedom of expression! Why then not Financial Freedom!

Wikipedia definition - “Financial freedom describes a well-planned lifestyle where one no longer is required to work for income to cover their expenses”.

Rich Dad, Poor Dad series and other books on personal finance really got me interested and wondered why school and college didn’t teach us how to be financially intelligence. Ultimately, whether all these books have been fictionalized or are real story are debatable. The important point here is that it advocates financial independence through investing, real estate, owning businesses, and other means of money generating and protection tactics.

Most of us are hunger and aspire to achieve financial freedom. When one’s work in an organization without decision making capability. Management will dictate your financial well being. You will bear the consequence of management failure, within or beyond their control. It could be external macro factors such as - market environment, competition, government policies, act of god…… intentionally or unintentionally. You will bear the fruits of management mistake - retrenchment, down sizing, pay cut, and stagnant pay.

What happen next…..? You start to look for another job. Maybe this time round, your lady luck is shining, you manage to secure…wrong words to use, get a job working in a big blue chip company, maybe better, work as a civil servant with an iron rice bowl. In your minds, you must be saying - I have finally made it in life….. !! Do some souls searching - do you really make it? Your income from salary may or may not to be able to support your daily living expense. Or may be you are one of the million out there still struggling to pay mortgage loan, car loan, credit card, utility and telephone bill…bills that without ending…….!

Maybe you are very fortunate, able to find a job that the pay check exceeds your current living expense. Maybe you are one of the fortunate few that earn good income working in the top echelon of an organization. But ask yourself this question - Are you happy? Are you out of the everyday rat race? Are you out of the merciless office politics? Are you out of getting stuck in the daily morning traffic jams that never seem to subside?

It could be true that you like your job. Excellent….! But are you growing your money? Are you using the power of compounding to accumulate wealth so that when there is a day that you finally decided to quit your job, you have a mountain of wealth supporting you? It is only when you have reached that financial stage that you can proudly say, “I do what I love to do because I want to!!”

Financial freedom does not simply mean free of debt, debt is another expenses. As long as one passive investment income is able to cover all expenses, one is consider as financial free. This large enough “nest egg” passive investment should also be easily be liquidated if there a need. In simplified term, financial freedom is where one does not need to work for money, but let money works for you!!

“How do you achieve it?” It could be achieved by finding, learning and putting time, effort and money into building something (passive investment) that creates income profitably and consistently, long after you have ‘completed the building’. There are many ways to build such money-making machine. It could be investment or trading of stock, forex, future, commodity or whatsoever financial instrument that can generate money. Internet marketing, MLM, business ventures and real estate ownership for rental/capital income are other forms of money-making vehicle.

The biggest obstacle to financial freedom is not everyone has the necessary skills, experience, know-how and money to build it. The key to wealth is to find something that suits one’s ability and build it. The “money generating machine” may be more than one, it could be multiple machines. How big or how many machines you intend to build will greatly depend on one’s desire, capital and risk tolerance level. Everyone is different. The important point is you must be the one in control of those decisions that affect your life!

Your chosen path to financial freedom will also greatly depend on your interest and the amount of money you have. It is true that you need money to generate money, but it is also true that you can create wealth with little money. Many wealthy men and women have proven that if there is a will, there is always a way!!

If you seriously want to achieve financial greatness, you must first eliminate all subconscious blocks you have towards money making. You must finally free your mind to create the wealth that you deserve!!



Paige

What is the critical F value at the 5% significance rate with 6 numerator degrees of freedom and 16 denominato

Sunday, April 20th, 2008
Freedom
jamingle1 asked:


What is the critical F value at the 5% significance rate with 6 numerator degrees of freedom and 16 denominator degrees of freedom?
What is the critical F value at the 1% significance rate with 9 numerator degrees of freedom and 30 denominator degrees of freedom?

Bruce

What is a good song that represents that freedom of choice gives meaning to life?

Saturday, April 19th, 2008
Freedom
crazyemily asked:


I’m doing a school report in which I have to find songs that represent certain ideas. I have already found songs for ideas like diversity makes life richer and deeper than sameness does and that pain is the price of emotional growth. However, I need a song that shows that freedom of choice gives meaning to life. suggestions anyone, please?!?!

Samuel

How do we have freedom rights when are thinking is influenced by others?

Friday, April 18th, 2008
Freedom
9987 asked:


Is it really freedom of thought when our family, the media, our social status, our religious believes, our country influence the way we think?
*our, instead of are, sorry

Ramon

Is it possible to desire freedom without having any emotion?

Tuesday, April 15th, 2008
Freedom
speedydasher47 asked:


A recent study shows that flies have some bizzare want to be free. If they want freedom, then do they have emotions, or is freedom just natural and supported in the human society by emotions?

Audrey

How much money do you have to make a year to have freedom in America?

Wednesday, April 9th, 2008
Freedom
Jeremy asked:


Was doing some calculations, and I realized I don’t have much freedom. In order to move where i want to live it would cost more money, do what i want to do it would cost more money, say what i want to say it would cost more money, solve health problems i have it would cost more money.

America just doesn’t seem a very free place for somewhere that is waging a big war for freedom. Seems we should change thet national anthem so it says, ‘Land of the expensive and home of the upwardly mobile’. I suppose that the anthem would have to leave out mention of the millions who have no freedom at all, but who are necessary to make capitalism work.
Surprising amount of ignorance posted in response to this question.

For one, the idea that all, or even most, of the wealthy people worked hard for it. And now that the estate tax has been repealed, there are going to be a lot more jackass heirs running around.

Then there is the person that said I should get off my ‘pie hole’ and stop complaining. You can suck my d***. I work 60 hours a week in three different fields. In every one of them the paths to advancement are filled with huge arbitrary obstacles, set there by wealthy people or just capitalism itself.

Then there is the person that said a bum is free. This is stupid. A bum is free about so long as he or she remains unseen. You’re trespassing most everywhere you go. In my city the bums aren’t even allowed in the parks. And if you can’t spend money, you can hardly do anything besides sit around.

Freedom, at it’s most elemental, is control over your destiny. If you try that without money, you go to jail.

Cierra

When Did Financial Freedom Become so Expensive

Tuesday, April 8th, 2008
Freedom
Dominic Mazzone asked:


PART I of When did Financial Freedom Become So Expensive?

Financial Freedom.  Two words that sound great together but have such a deceptive meaning when actually put together.  In reality, the only time you get financial freedom for free is from found money; winning, inheriting, or finding it under a mattress.  Usually financial freedom comes from a two step process.  First you work hard.  Then if you get your money working hard enough, it gives you some freedom.  Freedom for what?  Or freedom from what is the real question, because there is a big difference between freedom from the obligations of your current lifestyle and striving for a better one.   A young person may tell you that its freedom for doing what you want like traveling or trying new things.  A person later on in the cycle of life may want “for” some of those same things, but also freedom from day to day financial obligations.  My personal belief is that you are truly free when there is very little consideration for how you are funding your day to day life, and that life is full of things that you enjoy.  Hence, the freedom from obligations and freedom for living life as you want.

 

Financial freedom has been the rally cry for every motivational speaker, multi-level marketing scheme, and even guys on late night TV promising you that financial freedom is only one book away.   We’re also now starting to see large financial institutions take a dangerous step with investment portfolios, all in the sake of short term financial freedom for individuals nearing or already in retirement.  This is happening in the way of transferring a portfolio based on growth and income to a majority fixed income short-term portfolio with lower returns and asset depletion (aka spending the nest egg).  Asset depletion is extremely troubling in a world where the average individual is living longer in an economy that is bubbling with unreported inflation.  Yes, I am saying unreported inflation because I also try to ignore the facts to get a good night’s “U.S. inflation” sleep on supposed 2.85% for 2007 and 4.1% so far for 2008.  The reality that these numbers are much higher is evident on any normal day.  Some of you may not know that the Reagan and Clinton administrations changed the way CPI (consumer price index) was calculated, thus giving us inflation numbers that are not relative to history or reality.  Dartmouth trained economist and advisor to many Fortune 500 companies, John Williams, places real inflation at somewhere around 9.5 % using the old calculation.  Does that sound about right when taking food and heat into consideration which the current CPI calculation does not? 

 

Fixed income plans from the last several years are all but null and void with this kind of inflation if you plan on living the average life span, and also plan on enjoying retirement or even maintaining your current lifestyle.  To help paint the picture, let’s say you have a nest egg of $1 million dollars ( I realize I am directing this towards our investment community since the 2006 U.S. Census report puts average income in the U.S. below $50,000 a year, making the average egg a lot smaller).  If you had that million in one of the major fixed income portfolios like Lehman Brothers or Citigroup that together have averaged about 6.6% over the last 10 years, then you would be looking at about $66,000 per year.  Take a federal tax rate of 25% and a low state income tax rate of 3% and now you only have $47,520.  If you take the true rate of inflation at 9.5 % this leaves you with $43,480.  Does $3,623 a month sound like financial freedom before living expenses with gas over $4 a gallon, rising food costs, and the excessive costs of health care?  Keep in mind that, in addition, investing with some of the large fixed income funds comes with management fees; taking some of the free out of your financial freedom.  Also, don’t expect the uncertain future of Social Security to help you out. Looking at Social Security from healthcare costs alone, in 2007 Fidelity estimated that on average 27% of a couple’s social security benefits will go to health care and will continue to rise at about 7% annually.  In 16 to 18 years, healthcare is predicted to take up about 50% of social security benefits.  Remember, these are the guys that are selling you financial freedom on 6.6% average returns.  I wonder if they expect you to live longer than James Dean?

(Please note, the conservative approach was taken on the above calculations because one could argue with 9.5% inflation, not only is the income from the $1 million dollar nest egg being devalued, but also the principal $1 million)

 

With all of the flux in the global economy these returns will continue to be compromised and unpredictable, not to mention the impacts of currency fluctuations.  Fixed income strategies seem to be changing to try and deal with this, but I cringe at what these returns will look like by the end of 2008 since many of these strategies depend on the financial markets and are also affected by the Fed’s slew of rate reductions.  In short, our current methods of assessing the income needed for financial freedom is not sufficient enough to sustain our current lifestyle, let alone create financial freedom well into retirement.  Remember, the easy answer would be to reduce the nest egg and that is usually part of the strategy, but so far there isn’t anyone that can tell me how much I am going to need because they can’t tell me how long I am going to live.  This is not even taking into consideration that many of us would like to leave our children more than what we came into this world with.

 

Have faith, there is an answer and that answer is that passive income truly is what makes us free. The big problem is that we need much more of it than we did before.  Sometimes I wish I could be a mountain man and take my family off to a remote location and live off the land while avoiding the woes of the world.  Unfortunately, my love for ambition and talking would have my family throw me off the mountain even before I became bored to tears.  So, how do we get the income to put freedom back into our lives?  My esteemed readers will have to wait until Part II which will be coming out in the next few weeks.



James